Terms of Service

Last updated: December 28, 2025

Welcome to KredPilot. These Terms of Service govern your use of our platform and services. Please read them carefully before using KredPilot.

Acceptance of Terms

Agreement to Terms

By accessing or using KredPilot, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this platform.

Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes via email or through the platform. Your continued use of KredPilot after such modifications constitutes your acceptance of the updated terms.

Age Requirement

You must be at least 18 years old to use KredPilot. By using our platform, you represent and warrant that you meet this age requirement.

User Accounts

Account Creation

To use certain features of KredPilot, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.

Account Security

You are responsible for safeguarding your password and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account or any other breach of security.

Account Termination

We reserve the right to suspend or terminate your account at any time for any reason, including violation of these terms or engaging in fraudulent or harmful activities.

Ratings and Reviews

Authentic Ratings

All ratings submitted through KredPilot must be genuine and based on actual professional interactions. Fake ratings, whether positive or negative, are strictly prohibited and may result in account termination.

Rating Permanence

Once submitted, ratings cannot be deleted to maintain the integrity of our platform. Users may respond publicly to ratings they receive. Ratings that violate our guidelines may be removed after review.

Verification

Verified badges indicate that a user has completed our verification process. Verification does not guarantee the accuracy of ratings or endorse any user's professional abilities.

Prohibited Activities

Fraudulent Conduct

You may not engage in any fraudulent activities, including but not limited to: creating fake accounts, submitting false ratings, impersonating other users, or manipulating the rating system.

Harassment and Abuse

You may not use KredPilot to harass, abuse, defame, or intimidate any person. This includes submitting malicious ratings intended to harm someone's reputation without legitimate basis.

Technical Interference

You may not attempt to interfere with the proper functioning of KredPilot, including but not limited to: hacking, scraping data without permission, introducing malware, or overloading our servers.

Limitation of Liability

No Warranty

KredPilot is provided "as is" without any warranties, express or implied. We do not guarantee that the platform will be error-free, secure, or uninterrupted.

Limitation of Damages

To the maximum extent permitted by law, KredPilot shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the platform.

User Content

We are not responsible for the accuracy, reliability, or legality of ratings and reviews submitted by users. Users are solely responsible for the content they submit.

Dispute Resolution

Informal Resolution

Before filing any formal legal claim, you agree to contact us and attempt to resolve any dispute informally. We will work with you in good faith to resolve any issues.

Arbitration

Any disputes that cannot be resolved informally shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

Intellectual Property

Copyright and Ownership

All code, design, content, and materials on KredPilot are © KredPilot. All rights reserved. This includes but is not limited to source code, algorithms, user interface designs, logos, trademarks, and documentation.

Reverse Engineering Prohibition

You may not reverse engineer, decompile, disassemble, or attempt to derive the source code of KredPilot or any portion thereof. You may not copy, modify, distribute, or create derivative works based on our platform without explicit written permission.

License to Use

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use KredPilot for its intended purposes in accordance with these Terms of Service. This license does not grant you any ownership rights to our intellectual property.

Questions About These Terms?

If you have any questions about these Terms of Service, please contact us.

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